Q: How much is car insurance if your sixteen?

A: It varies depending on your driving record , the make and model of your car, your zip code.

Regardless of how much it costs, and what company you choose, you should always remember to get car insurance before you run a red light and crash into an ambulance. Not after. You can't get retroactive insurance.

I know you had big dreams of becoming the youngest winner of the Cannonball Run in the history, but it looks like this is not your year.

Your racing days are over. So are you driving days. And, judging by the location of your legs, so are your walking days.

Also, the Cannonball Run is not a real race. It is a movie.

It's not all bad news. You are the youngest uninsured driver to T-bone an ambulance and cause an eight car pile-up this week.

Congratulations!